Personal Finance
Buying On Credit – Questions To Ask
Buying on credit is so easy to do today. But, before you buy anything your need to ask yourself these 3 questions. They are: 1. Shall I use credit for this particular purchase? 2. Have I found the best credit “buy” that I could? 3. How is my credit rating? In this... [Read more...]
Credit Cards
Annual Interest Rate
Question: I wanted to know about annual interest rates. Who’s job is it to know the rates. The numbers seem different than what is advertised. My boyfriend recently bought a TV and he just signed the papers and did not really understand the cost or rates. Renee Falls Church,... [Read more...]
Debt
Simple Tips on Preparing for a Financially Stable Future
Managing your personal finances requires steps that are almost the same as managing corporate finances. Basically, as you go through everyday living, you live, work, spend and save. These activities are very much the same as how business financially operates. Just as how... [Read more...]
Credit Reports
Why Should I Care About My Credit Report?
Have you seen your credit report recently? Chances are you haven’t. You may not even know the relevance or significance this report has, well here’s to opening your eyes. Your credit report is your financial history in regards to lending and spending habits. You... [Read more...]
Identity Theft
Online Identity Theft: Scams and Solutions
Internet mail is a primary source for the perpetrators of identity theft to gain access to personal information. Spam or Phishing emails, linked to identity thieves, arrive daily in millions of mailboxes worldwide. Identity thieves don’t single out their victims. They... [Read more...]
Credit Cards
Best Credit Use
Let’s look at Question #2 – Have I found the best credit use or “buy” that I...
Annual Interest Rate
Question: I wanted to know about annual interest rates. Who’s job is it to know the rates. The...
Dealing with Debt
Managing Debt – What we can Learn from Citigroup
The headlines have been full of the banking giant Citigroup and their financial problems. Crying to...
In Today’s Economic Climate It Is Even More Important To Have Good Credit
Building up your credit is the best solution for stopping creditors and collections from contacting...
Credit Reports & Scores
How Is My Credit Rating
We’ve looked at the following questions concerning buying a consumable item. Should I use Credit...
Credit With A Less Than Perfect Score
Just because your credit isn’t the best doesn’t mean you can’t get a personal or signature...
Identity Theft
New Way to Lose Your Pants – Retailers Discover 40 Million Debit and Credit Cards Stolen
Identity theft is the fastest growing crime in the US just got bigger! The US Justice Department confirmed...
The Name on Your Credit Card May Not Mean Much
The prevailing thought of identity theft being rare and not a major concern to us personally, even though...