Chase the Credit Card Company offers a wide variety of credit cards to fit almost any lifestyle and credit rating. Everything from low credit line cards for bad credit up to rewards cards for those with excellent credit ratings. The Chase Flexible Rewards Card is one of the best cards offered by Chase Bank, since it gives those with excellent credit the chance to earn rewards and redeem them for a number of their travel needs.

How To Earn Points

The Flexible Rewards Card offers points for all types of purchases, from gas, dining, and even grocery shopping. One point is earned for every dollar spent on the credit card, and a cardholder can earn up to a total of 5,000 points every month. An initial 1,000 points is awarded for the first purchase made on the card when the account is first opened, and a total of 60,000 points can be earned every year.

Unlike other reward cards offering points only for certain purchases, the Chase’s Flexible Rewards Card offers points for every single purchase made on the card, making it easy to earn points no matter what the card is used for.

What Can Points Be Redeemed For?

Like most other reward credit cards, the Flexible Rewards Card allows cardholders to redeem their points for airline tickets. They can also be redeemed for several other travel needs, including rental cars and even hotel stays. Cardholders who don’t travel much can choose to redeem their points for merchandise offered by Chase Bank, or even exchange their points for cash rewards that can either be used toward the balance of their card or in the form of a check. Points can even be redeemed for gift cards for a number of major retailers, which can be used by the cardholder or given as a gift for an upcoming holiday.

Restrictions On Airline Tickets

Even though the Chase Flexible Rewards Card is much more flexible than most other rewards cards, there are some restrictions when it comes to redeeming points on airline tickets. A cardholder does have the flexibility of choosing the airline they wish to fly on as well as the dates, but some of the restrictions including booking 21 days in advance, and the flight must include a Saturday night stay over. Also, Chase points can only be redeemed for coach class plane tickets, so flying business class is not available on this program.

Cardholders can choose to use less points by redeeming them through Continental Airlines, since they have an agreement with Chase Bank. Also, frequent Continental customers can transfer their Chase points into frequent flyer miles, which can make it easier to purchase more expensive flights during peak periods. Chase customers can choose how they would like to spend their points based on which airline they would like to fly, since the Chase Flexible Rewards Card gives cardholders great flexibility.

The Chase Flexible Rewards Card is an excellent card for earning points, since it awards one point for every dollar spent on the card. The cardholder can choose a number of different ways of spending their points, with everything from gift cards to plane tickets to even cash. It is a great card to carry in your wallet or purse for anyone who travels, yet it is even beneficial for those who like to be rewarded for every dollar they spend.