<?xml version="1.0" encoding="UTF-8"?><!-- generator="WordPress/2.9.2" -->
<rss version="0.92">
<channel>
	<title>DebtJerk</title>
	<link>http://www.debtjerk.com</link>
	<description>Learning To Stop Doing Stupid Things with Money</description>
	<lastBuildDate>Tue, 24 Nov 2009 12:06:25 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	
	<item>
		<title>How Is My Credit Rating</title>
		<description><![CDATA[
We&#8217;ve looked at the following questions concerning buying a consumable item.

Should I use Credit to buy the item?
Have I found the best credit use or buy for the purchase?

Now let&#8217;s look at Question #3: How is my credit rating or score?
You often hear it said that it is an advantage to establish credit and build [...]]]></description>
		<link>http://www.debtjerk.com/how-is-my-credit-rating.html</link>
			</item>
	<item>
		<title>Best Credit Use</title>
		<description><![CDATA[
Let&#8217;s look at Question #2 &#8211; Have I found the best credit use or &#8220;buy&#8221; that I could?
In case you missed Part 1 we looked at the question of &#8211; Using credit for this purchase?
Now let&#8217;s look at question 2:
The main sources of consumer credit are:
(a) Lending Institutions

Credit Card Companies &#8211; VISA, MasterCard, American Express, [...]]]></description>
		<link>http://www.debtjerk.com/best-credit-use.html</link>
			</item>
	<item>
		<title>Buying On Credit &#8211; Questions To Ask</title>
		<description><![CDATA[
Buying on credit is so easy to do today. But, before you buy anything your need to ask yourself these 3 questions. They are:

1. Shall I use credit for this particular purchase?
2. Have I found the best credit &#8220;buy&#8221; that I could?
3. How is my credit rating?

In this 3 part series we&#8217;ll look at the [...]]]></description>
		<link>http://www.debtjerk.com/buying-on-credit-questions-to-ask.html</link>
			</item>
	<item>
		<title>Annual Interest Rate</title>
		<description><![CDATA[
Question: I wanted to know about annual interest rates. Who&#8217;s job is it to know the rates. The numbers seem different than what is advertised. My boyfriend recently bought a TV and he just signed the papers and did not really understand the cost or rates. Renee Falls Church, Virgina
Answer: The &#8220;True Annual Interest Rate&#8221; [...]]]></description>
		<link>http://www.debtjerk.com/annual-interest-rate.html</link>
			</item>
	<item>
		<title>Family Credit Management &#8211; It&#8217;s How You Manage It That Counts</title>
		<description><![CDATA[
Managing family credit whatever your reasons, using credit in itself isn&#8217;t necessarily good or bad. It&#8217;s the way you use it that creates either benefits or problems for you and your family.
You have to manage credit. If you don&#8217;t, your debts will manage you and keep you from doing and having many things you really [...]]]></description>
		<link>http://www.debtjerk.com/family-credit-management-its-how-you-manage-it-that-counts.html</link>
			</item>
	<item>
		<title>Family Credit &#8211; More Debt Good or Bad?</title>
		<description><![CDATA[Many families and even individuals both good or bad use borrowing or credit to let them "enjoy" today rather than delay pleasure and save for their purchase... the outcome can become a monthly battle of managing mounting debt and credit.
Good or bad, many families and individuals do use credit in order to enjoy today... instead of waiting until they can save the purchase price]]></description>
		<link>http://www.debtjerk.com/family-credit-more-debt-good-or-bad.html</link>
			</item>
	<item>
		<title>Wages and Unemployment</title>
		<description><![CDATA[
You hear it everywhere: Wages must be kept high in order to increase the purchasing power of the wage earners, so that they can buy back the products they make in our factories, and thus keep everybody working and prevent depressions.
But in both theory and practice, that &#8220;high wage and spending&#8221; clichÃ© confuses the issue [...]]]></description>
		<link>http://www.debtjerk.com/wages-and-unemployment.html</link>
			</item>
	<item>
		<title>Managing Debt &#8211; What we can Learn from Citigroup</title>
		<description><![CDATA[
The headlines have been full of the banking giant Citigroup and their financial problems. Crying to the government to give them a helping hand at the tax payers expense.
Doesn&#8217;t is seem strange that a multi-billion dollar financial company which loans people and business money everyday from financing homes, credit cards, business and everything in between [...]]]></description>
		<link>http://www.debtjerk.com/managing-debt-learn-from-citigroup.html</link>
			</item>
	<item>
		<title>The Importance of APR When Applying For Credit Cards</title>
		<description><![CDATA[
When applying for a credit card, you must understand the importance of the APR. The Annual Percentage Rate affects how much you pay in interest on your credit card. With millions of Americans are currently in debt, you should understand how credit cards work to avoid falling into the same trap. 
Using credit cards can [...]]]></description>
		<link>http://www.debtjerk.com/importance-of-apr-when-applying-for-credit-cards.html</link>
			</item>
	<item>
		<title>Credit With A Less Than Perfect Score</title>
		<description><![CDATA[
Just because your credit isn&#8217;t the best doesn&#8217;t mean you can&#8217;t get a personal or signature loan from a bank or institution. However, having an excellent credit rating makes it much easier and with lower interest. But, these types of loans are now available and can be a great way to build your credit rating [...]]]></description>
		<link>http://www.debtjerk.com/credit-with-a-less-than-perfect-score.html</link>
			</item>
</channel>
</rss>
