We’ve looked at the following questions concerning buying a consumable item.

• Should I use Credit to buy the item?
• Have I found the best credit use or buy for the purchase?

Now let’s look at Question #3: How is my credit rating or score?

You often hear it said that it is an advantage to establish credit and build your credit score, but perhaps not as much is said about keeping your credit good. Once you establish credit, you are watched – not only your record of payments, but any reports about your activities from newspapers and other sources. Through national credit bureaus – Equifax, Transunion and Experian your credit rating (score) follows you all over the country and even to some foreign countries.

Keep Your Credit Good!

Protect this valuable property – your credit:

• Make payments promptly, at the agreed time.
• If you are unable to meet a payment, call your creditor or visit him and tell him what you will be able to do.
• Be especially careful to protect property until it is paid for.